Are debt consolidation loans secured or unsecured?

The main type of debt consolidation is the consolidation loan that can either be offset against a form of collateral for example your home (secured loan) or a standard consolidation loan that you will need a reasonably good credit score to be approved. This is generally called an unsecured loan. An unsecured loan would be the most preferable as you are not risking your home or whatever you have financed the loan against should something unforeseen happen that makes it impossible for you to keep up payments.